EUROPEAN PAPERS ON THE NEW WELFARE

The Four Pillars of U.S. Retirement

1. Introduction

Prudential has developed the “Four Pillars of U.S. Retirement” as a framework to discuss how Americans will prepare for and live in retirement. The Four Pillars have their origin in the traditional ‘three-legged stool’ of retirement security: Social Security, Employment-Based Plans, and Personal Savings. To this, Prudential has added a fourth Pillar, Retirement Choices, to capture emerging, non-traditional tools available for today’s and tomorrow’s retirees.
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